Care Credit

Because your smile is important to us, we offer CareCredit, a healthcare credit card specifically designed to pay for treatments and procedures not covered by insurance.

CareCredit has two unique features.  Every CareCredit transaction is eligible for a No Interest (if paid within promotional period) or Low Fixed Interest Payment Plan – and you can use the card at all healthcare practices that offer CareCredit.  As the leader in patient financing, CareCredit has made it easy for millions of patients nationwide to get the treatment they want and need.  For treatment fees from $1 to over $25,000, CareCredit has a variety of low minimum monthly payment plans.  So you can start treatment today and use it again and again without having to re-apply!

With Care Credit You Can...

  • Pay for co-payments, deductibles, and treatment  not covered by insurance.
  • Start treatment immediately and pay over time with low minimum monthly payments
  • Pay for other health expenses for you and your family without having to reapply
  • Reserve existing credit cards for household or unplanned expenses
  • Have no annual fees
  • Apply online at or call (800)365-8295
  • CareCredit offers two types of payment plans
  • No Interest is paid within the promotional period.
  • Minimum monthly payment required
  • Low Interest

Where Can I Use Care Credit?

CareCredit can be used to pay for treatment for you and your entire family at over 90,000 participating healthcare practices nationwide for:

  • Dentistry
  • Vision Care (including LASIK)
  • Veterinary Medicine
  • Audiology
  • Cosmetic Surgery
  • Other Healthcare Specialties including:
  • Chiropractic Treatment, Hair Restoration, Weight Loss, and more

How Does Care Credit Work?

3, 6, or 12 months No Interest Payment Plans if paid within the promotional period.  Minimum monthly payment required.

Pay for treatment over 3, 6, or 12 months with no interest.

As long as you pay the low minimum monthly payment each moth when due, and the balance in full by the end of the 3,6, or 12 month term, no interest will be charged on your purchase.

24, 36, 48, or 60 Month Low Interest Payment Plans (13.90% APR)

Enjoy low minimum monthly payments with the 24, 36, 48, or 60 month plans.

The 13.90% annual percent rate is lower than average credit cards and makes convenient fixed low minimum monthly payments possible.

Available for treatment fees of $1,000 or more on 24, 36 and 48 months, and for $2,500 or more on 60 months.

Applying for CareCredit is quick and easy.  Simply choose the option you prefer.

  • In Person
  • Ask for an application
  • Complete and sign the application
  • Return to our practice for processing
  • Online
  • Go to
  • Fill out patient application
  • Receive decision almost instantly
  • Contact our practice to schedule treatment

Frequently Asked Questions

Can I use my CareCredit card for other family members?

Yes.  You can use CareCredit for your entire family’s healthcare needs (even the family pet) without having to reapply.

Can I use my  CareCredit card again with no interest?

Yes.  As long as you have credit available, you can use CareCredit multiple times for other treatments, and have different No Interest plans on your account at the same time without have to reapply.

Will using CareCredit cause problems with my insurance?

No. CareCredit is a revolving line of credit designed specifically to help you pay for healthcare expenses not covered by insurance and does not affect your insurance coverage in any way.

Can I begin treatment right away even if I haven’t received my CareCredit card?

Yes.  You can use your CareCredit account immediately.  You will receive your card in the mail within 3 weeks.

Is the information I provide CareCredit confidential?

Yes.  Your privacy is important to us.  We guarantee all personal information you provide will be kept strictly confidential.

How do I pay my monthly balance?

You will receive a monthly statement.  SImply pay your monthly balance by mail with a check or money order.  Or you can pay online at

Who do I call if I have questions?

We have Customer Support Representatives available to assist you with all your account needs at (866)893-7864.